Can You Do IRS Free Tax Filing?

Filing taxes can be confusing, but did you know there's a way to file your federal tax return for free? The IRS offers a program called IRS Free File, allowing eligible taxpayers to file their taxes without paying anything. Let's explore how this works, who qualifies, and what you need to know to use this service.

What Is an IRS Free File?

IRS Free File is a service the IRS offers in partnership with several tax software companies. These companies provide free online tax filing software to help you complete and submit your federal tax return. The goal is to make tax filing more straightforward and accessible for everyone, especially those with simple tax situations or lower incomes.

The program covers both federal tax filing and, in some cases, state tax filing. Depending on your income, you may have access to guided software that walks you through the filing process step by step.

Who Qualifies for an IRS Free File?

Eligibility for IRS Free File depends mainly on your income. If your adjusted gross income (AGI) is $73,000 or less, you can use one of the free tax software options available through the program. This covers about 70% of taxpayers in the United States, making it a widely accessible option.

The IRS Free File program still offers higher-income people a "Free File Fillable Forms" option. This more basic service allows you to fill out IRS forms online for free, but it doesn't include guided help like the software for those who meet the income limit. If you're dealing with tax debt, an IRS Tax Debt Attorney can help you navigate complex issues and resolve your situation more effectively.

How Do You Access the IRS Free File?

To access the IRS Free File, go to the official IRS website. From there, you can choose a free filing option that suits your needs. Starting It's the process from the IRS website to ensure you're using an official partner and not paying unnecessary fees is essential. Here's how to get started:

1. Visit the IRS Free File webpage.
2. Select your preferred tax software from the list of IRS partners.
3. Create an account with the chosen provider.
4. Follow the step-by-step instructions to complete and file your return.

Using the IRS website ensures you don't accidentally land on a paid service pretending to offer free filing.

What Documents Do You Need for IRS-Free Filing?

Before you start the tax filing process, gather all the necessary documents. Having everything ready will make the process smoother and faster. Here's what you might need:

• Social Security numbers for you and your dependents.
• W-2 forms from your employer(s).
• 1099 forms if you have other income (like freelance or contract work).
• Records of deductible expenses, such as mortgage interest, medical expenses, or charitable donations.
• Last year's tax return, if available, for reference

Once you have everything ready, the software will guide you through entering the information and filing your return.

Is IRS Free File Safe to Use?

Yes, the IRS Free File is safe. The IRS only partners with trusted tax software companies to provide this service. Your information is protected by encryption, and the companies involved have strict security measures in place to keep your data safe. Always ensure you start filing from the official IRS website to avoid scams.

Can You File State Taxes for Free Using an IRS Free File?

Yes, in many cases, you can also file your state taxes for free through IRS Free File. However, it depends on the software you choose and the state in which you live. Some states participate fully in the IRS Free File program, while others do not.

The tax software you select will let you know if your state filing is covered for free or if there is an additional charge.

When choosing your tax software, check the details to ensure it covers federal and state tax returns if needed.

What If You Need Help While Filing?

Many participating software providers offer free support if you need assistance using the IRS Free File. This may include chat, phone, or email assistance. Additionally, the IRS website has many resources, including frequently asked questions, step-by-step guides, and a helpline for more complex issues.

For those with simple tax situations, the free software often has built-in guidance that helps you understand each step. If you have a more complicated return, such as owning a small business or multiple income streams, you might need more advanced help, which could require a paid service or consulting a tax professional.

What Happens After You Submit Your Tax Return?

Once you've completed your tax return using IRS Free File, you can submit it electronically (e-file) for free. E-filing is fast and secure and typically leads to quicker refund processing times. After submitting, you'll receive confirmation from the IRS that they have received your tax return.

If you're owed a refund, you can track its status using the IRS's "Where's My Refund?" tool on their website. Refunds are usually processed faster when you choose direct deposit instead of receiving a paper check.

What If You Miss the IRS Free File Deadline?

IRS Free File is available from mid-January until the tax deadline in mid-April. If you miss the filing deadline, you can request an extension, but you must file the extension request by the original deadline date. Remember that an extension only gives you more time to file, not to pay any taxes you owe.

If you file after the deadline without an extension, you could face penalties and interest charges. So, to avoid any last-minute stress, it's best to start early and use Free File well before the deadline.

Ready to File Your Taxes?

Contact Florida Tax Lawyers for professional help with any tax-related questions or concerns!