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Wage Garnishment

Get Help For Wage Levies

Taxpayers beware! If you owe the IRS money, they will not hesitate to take any money from a taxpayer’s paycheck that they believe that the taxpayer owes in back taxes and fines. Wage garnishments imposed by the IRS can total upon to 25 percent of a taxpayer’s earnings for each pay period when you add up the penalties and interest. In today’s struggling economy, the loss of a quarter of a wage earner’s salary can have a devastating impact on their budget.

Because tax fines can tend to snowball, a taxpayer may end up paying much more than anticipated. The impact that those fines can have on wages garnished from their paychecks can be monumental, which is why contacting a professional early is so important. Using a knowledgeable source will not only help prepare a taxpayer for the pain of wage garnishment, but can also work to make sure that the taxpayer only pays the minimum amount that he has to.

The average person is unprepared for the maze of tax laws that allow the IRS to garnish a maximum when it comes to an employee’s earnings. That is why it is essential to retain the services of a professional who is equally educated about the tax laws. It is important to not wait to retain a professional tax attorney until their problems become unmanageable, because when you wait, then you are dealing with increased penalties and interest assessed by the IRS.

As a local Sarasota Tax Attorney concentrating in IRS Problem Resolution, I can help end your IRS wage garnishment. Please call the Law Office of Mary E King today at 941.906.7585.

More On IRS Wage Garnishment

The IRS is not just an unpleasent governent agency but more like the most powerful creditor anyone in a free country will ever have to face. If you have a tax debt and cannot pay the amount and have not attempted to set up a payment plan or otherwise ignored them, they can levy or garnish, your wages. While other provate sector can also get a judgement resulting a wage garnishment, the IRS is different. they have more power to levy your wages, bank account and other assets and they can take more from your wages than other creditors can, with need for a judgment first. However, there is hope for you because you can avoid wage garnishment from the IRS with their payment plans and options.

What Options are Available to Me?

When you prepare your tax return come tax season, you will be in one of two categories: owe money or get a refund. If you owe money, the ideal situation is writing a check for the full amount and send it in with your tax return. For many people, this is sadly unavailable as an option to them.

They do have other options. They include: - filing bankruptcy if the case is severe, - attempt to negotiate a settlement offer, or - set up a payment plan.

However, if you ignore them and do not set up one of these three options, the IRS will start with wage garnishment.

Collection Process

You will get notice and a chance to set up one of the other payment plans before the IRS gets to wage garnishment. However you will have just 30 days to resolve the issue or the garnishment (wage levy)  process will begin.

The notice you receive before the garnishment begins will contain the full amount you owe and how it breaks down into taxes, interest, penalties or other fees. A date by which you will have to pay in full will also be on the notice.

If payment is not complied with in the time that has been given to you, the IRS begins to explore the best ways to force you to pay the tax. They could seize assets, take future refunds, garnish your wages, or other measures could be taken.

How Much Will Be Garnished?

How much will you get to keep is the better question. The IRS will take extreme measures if they have to. For this reason, state and federal laws addressing garnishing by the IRS differently than many other creditors. For these other creditors, a limit on what they can take is established. For the IRS, however, the limit is how much they must leave you to live off of. This minimum on what you can keep corresponds to tax rebates and returns you have filed. If you are single, paid weekly, and claim five exemptions, you can keep $479.81 at minimum. The rest of your salary will go to the IRS.

However, a married person that has filed a joint return, paid monthly, and claiming two exemptions gets $1,625. The rest will go to the IRS to pay your taxes. At $5,000 a month, the married person looses $3,375 to the IRS and keeps the rest. Depending on how much they owe, this could go on for five months or five years. There is very little you can do once the IRS has begun to garnish your wage.

What Can I Do At This Point?

At this point, your only recourse to avoid a wage garnishment is to either pay the amount in full, set up an installment agreement or get help from a qualified attorney to stop the collections process.

The garnishment of your wages it the last resort the IRS will take. If you ignore all their other attempts to get the money you owe them, it will come to this. However even if you have recieved a notice of intent to levy, an attorney can still have time to intervene on your behalf and begin the negotiation process. Once the IRS agrees to negotiate, they will have to postpone all collection attempts untill a resolution occures or is nmegotiations fail, resume collections. However in either case you will have bought more time to respond.

If you have recieved a notice of intent to levy by the IRS do not wait, contact the law office of Mary King and take the first step to resolving your tax problems.


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